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Do you know the definition of the word "modus"?

We thought it was just something our company president said a lot, but it actually means "the immediate manner in which property may be acquired." Seriously, look it up! As a mortgage broker, we couldn't have made up a better name for ourselves; we're quite literally the way that you acquire property! We've had the pleasure of serving you as K Loans since 2013, and we're looking forward to continuing to help you achieve your home goals.



Sample ImageWe're changing a bit more than just our name though. We're adding more mortgage professionals and more effecient processes to better serve your needs.

We also believe our interest rates and fee structure is so competitive, that we encourage our clients to compare products, rates and fees to other mortgage loan providers so you can increase your purchase power. Because rates matter. 

No matter what our name is, we are here to serve you. Whether you're buying your first home, need a pre-approval letter, moving into your forever home, have questions about the home loan process or refinancing your current mortgage, we are here for you. We've been helping customers afford the home of their dreams for many years and we love what we do!  We serve: Washington, Idaho, Oregon, Montana, Florida & Alabama. 

> Click here to get pre-qualified or apply today.


Awards from UWM  (United Wholesale Mortgage)

  • 2016 Top 1% 
  • 2018 Top 20 Purchase Loan Officers in Washington 
  • 2019 Top 1% 
  • 2019 Top 20 Purchase Loan Officers in Washington
  • 2020 Top 1%